GBTI Bank In Guyana Is Excellent For Banking 2022 – iKnow Guyana
Why choose banking at GBTI Bank in Guyana?
Before choosing a bank account at GBTI Bank in Guyana, ask yourself: What are my banking needs?
You might be looking to pay bills electronically, regularly spend money with a bank card, get bank loans, or withdraw funds from an ATM. The Guyana Bank for Trade and Industry (GBTI) has the answer for you.
You can save money every month and access it, or you can restrict access to it. You can also use GBTI banking to plan the financing of your children’s education, get a GBTI vehicle loan, or run a profitable business in Guyana.
Open a GBTI Bank account and start reaping the benefits right away.
Let’s take a closer look.
Types of bank accounts from GBTI Bank in Guyana
Before opening an account with GBTI, you should compare the different bank accounts available. After you’ve made the comparison between the bank accounts, you’ll be able to determine which one is best for you.
You may also be interested in a Free PayPal US alternative banks account for receiving business payments online.
GBTI provides the following:
- Savings Accounts
- Checking Account
- Savings Accounts
The GBTI checking account is excellent for businesses. You can conduct business transactions and make payments using your checkbooks if you have a checking account. You can also have personalized checkbooks printed with your information.
Account statements are issued regularly. These account statements are also available upon request.
GBTI Savings Account
Consider the interest rates offered by the bank when choosing a GBTI account for business or personal use. The interest rate for one bank account may differ from another. Check to see if any additional services may be helpful to you.
Now, consider whether the account’s features meet your financial objectives and decide which one is best for you.
If you want to open a GBTI savings account, GBTI Bank in Guyana has several options. Here are some of the possibilities:
Statement Savings
Statement Savings Accounts are ideal for customers who value technologically advanced banking services. After you open a statement saving account, you will be issued a Kaieteur Classic Debit Card. This card entitles you to use ATMs in Georgetown and other locations throughout Guyana 24 hours a day, seven days a week.
Early Savers
Children up to the age of 17 can open an early saver account. You can use this account to budget for your child’s education.
There are numerous advantages to opening an early savings account at GBTI. Here are a few examples:
- Accounts earn one percent more than standard savings accounts.
- Early Savers Gift Cards
- Bursaries for the National Grade Six Assessment
- Annual Bonus
- Discounts at certain stores
The bank allows withdrawal of any amount once a parent or guardian is present. There are, however, some withdrawal limits at ATMs. You should be aware of the following withdrawal limits:
- Children aged 12 to 14 years have a daily limit of $10,000 at ATMs.
- For children aged 15 to 17, the daily limit is $15,000.
• Education Savings Account
The GBTI Education Savings Account Plan is ideal for students who want to pursue a higher education. This savings plan allows family members to contribute to the account holder’s education.
The GBTI Education Savings Plan is ideal for students who want to pursue a higher education at the University of Guyana. This savings plan allows family members to contribute to the account holder’s education.
- You can benefit from a 5% annual interest rate.
Special Investment
If you make a lot of deposits, the GBTI special investment account is for you. You can benefit from the flexibility and availability of deposit balances. The interest is on the minimum balance for the period.
You can make deposits and withdrawals at any time.
» Learn: How to open a PayPal account, or get a free US bank account.
What documents should I submit to GBTI with the application?
To acquire your GBTI savings account, here are the documents to submit:
- Identification document (ID, driver’s license, or passport).
- Taxpayers’ Identification Number (TIN).
- Recent pay slips or financial statements.
- Proof of Address Document.
- Application form.
Citizens of the United States of America must present their green card and social security card. Employer Identification Numbers are for US-registered businesses only.
A minimum deposit of GY $5,500 is required to open the savings account.
In contrast, a checking account necessitates the purchase of a checkbook.
GBTI bank online Guyana
With the GBTI electronic banking platform, you can access your business or personal bank account at your leisure, 24 hours a day, seven days a week.
You can access information on the go using your smartphone, tablet, or computer. Online banking with GBTI is secure, convenient, and simple in Guyana, or overseas.
This platform is ideal if you require an easy and quick way to manage your account. You can easily transfer funds and receive real-time account updates. Pay your utility bills online to avoid long lines. The GBTI e-banking service also allows you to manage your debit and credit cards.
Benefits of GBTI electronic banking
There are numerous advantages to using GBTI online banking. Here are a few benefits of GBTI electronic banking:
- You can always check the balance of your account.
- View and manage your account history.
- Transfer funds from one account to another.
How to Setup and Use GBTI Online Banking?
It is quite simple to setup and use GBTI online banking. Just go to the GBTI online banking signup page, and follow the simple steps.
You will receive your log-in credentials after registering for GBTI online banking.
To sign in, you enter your username and password.
After you’ve signed in to the online banking website, take the following steps:
1. Sign in and accept the terms and conditions.
2. You are now able to change your log-in and password.
Note: To manually enter your passwords, uncheck the virtual keyboard.
3. When creating your new password, make sure to follow the rules at the bottom of the page.
4. At this point, you can change your username to something else.
GBTI Guyana Mobile Banking Service
You can manage your bank account from the palm of your hand with GBTI’s mobile banking service. Every mobile transaction saves you money on transaction fees.
Customers can conduct financial transactions remotely at any time of day or night. You can check account balances and make electronic payments using your smartphone or other compatible mobile devices.
You can also view and download bank statements and transfer funds.
Just go to a branch of your choice to sign up for the GBTI mobile banking service. You can also fill out the form ahead of time. To sign up for the mobile banking service, you must have a GBTI bank account.
Is it safe to use GBTI mobile banking? Yes, it is secure and secure.
This mobile banking service allows you to pay bills, transfer funds, and do many other things.
We recommend that you register and begin taking advantage of the mobile banking app’s features.
GBTI Bank in Guyana VISA Credit Card
You do not need to have a GBTI account to apply for a GBTI bank account in Guyana. The GBTI visa card requirements are simple. Any individual over age 18 with a valid photo identification can apply for a card.
Simply fill out the application form and visit the nearest GBTI branch to be interviewed by a credit officer. GBTI Bank’s opening hours are Monday to Thursday, from 8:00 a.m. to 2:00 p.m., and Friday at 2:30 p.m.
For a VISA credit card, you must provide acceptable forms of security. Cash, Bills of Sale, Guarantees, and Letters of Undertaking are examples of acceptable forms of security. After the card has been processed and approved, you can pick it up at the branch where you applied.
Note, the VISA Gold has a US $10,000 limit, while the VISA Classic card has a US $5,000 limit!
See also: How to get a Guyana PayPal account; a step by step guide.
The Benefits of a GBTI Bank Card:
- Reliability: The cards are accepted in the USA and 145 other countries.
- Security: The PIN is protected.
- Convenience: Shop at an online store and at local supermarkets, stores, restaurants, and more.
- Competitive interest rates are available.
- Access real time account information.
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FAQs
What are the requirements to open a bank account at Gbti?
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